Get Funded in 4 Easy Steps

To qualify for funding with Momentum Advances, your business should have been operating for at least 6 months, generate a minimum of $10,000 in monthly revenue, and have a business bank account. We also consider your credit score, but it's not the only factor in our decision.

Our approval process typically takes 24-48 hours from the time you submit your complete application. Once approved, funds are usually deposited into your account within 1-2 business days. In some cases, same-day funding is available.

We keep documentation requirements minimal. Typically, you'll need 3-6 months of bank statements, a valid ID, and basic business information. Depending on your funding amount, we may request additional documents like tax returns or financial statements.

Repayment terms vary by product. For merchant cash advances, we collect a small percentage of your daily sales. For term loans, you'll have fixed monthly payments. Lines of credit allow you to pay only on what you use. We'll work with you to find the best repayment structure for your cash flow.

Yes! While we do consider credit scores, we focus more on your business performance and cash flow. Many of our clients have been approved with credit scores below 600. We look at the whole picture, not just your credit history.

No, we never charge upfront fees. You only pay when you receive funding. All costs are clearly disclosed in your funding agreement before you sign. We believe in transparent pricing with no hidden surprises.